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Built for African SMEs

Turn WhatsApp chats into paid orders

Avyo helps African SMEs sell, get paid, and manage orders directly from WhatsApp. No website. No app. No complexity.

  • Free to join
  • No app to install
  • Paid to your own MoMo
WhatsApp chat turning into a paid order, with order, payment and settlement status cards

Sell on WhatsApp

Meet customers where they already are

Get Paid Faster

Mobile money, cards and more

Manage Easily

Orders, customers & campaigns in one place

Accept payments from Africa's leading providers

MTN MoMo Airtel Money M-PESA Paystack Flutterwave Jenga Equity Bank

Features

Everything an SME needs to sell on WhatsApp

From catalogue to checkout to settlement, Avyo gives SMEs the tools to run real commerce inside the chat they already use.

WhatsApp Storefront

Create a simple product catalogue that customers can browse and buy from inside WhatsApp.

Conversational Checkout

Guide customers through a structured checkout flow without sending them to a complex website.

Payment Agnostic

Support mobile money, cards, payment gateways, and bank-tied collection across markets.

Order Management

Track orders, payments, delivery status, refunds, and customer history from one dashboard.

Campaigns & Promotions

Send offers, abandoned cart reminders, customer reactivation messages, and product promotions.

Merchant Dashboard

A simple interface for SMEs, with no need to understand complex commerce infrastructure.

How it works

End-to-end: from chat to instant settlement

Sell on WhatsApp. Get paid instantly. Track every order.

1

Customer asks for a product

The conversation starts on WhatsApp.

Customer asks for a product

Chat naturally with your customers on WhatsApp

2

Avyo shows product options and price

Customer sees options and prices in RWF.

Avyo shows product options and price

Share catalogs, images, prices and availability

3

Customer selects size and payment method

Customer chooses size and how to pay.

Customer selects size and payment method

Let customers pay via MoMo or Card securely

4

Avyo asks for MoMo number (if needed)

We confirm the number to send the payment prompt.

Avyo asks for MoMo number (if needed)

We capture and confirm the customer's MoMo number

5

Customer receives MoMo prompt and enters PIN

Customer approves payment on their phone.

Customer receives MoMo prompt and enters PIN

PIN is entered in the secure MoMo prompt, not in chat

6

Payment received & instant settlement

Order confirmed and money settled instantly to the merchant.

Payment received & instant settlement

Merchants get paid instantly to their own MoMo account

Why merchants love Avyo

Built for African businesses who sell on WhatsApp.

Instant Settlement

Get paid instantly to your own MoMo account.

No Holding Periods

No delays. No deductions. Your money, instantly.

Use Your Own MoMo

You receive payments in your own MoMo wallet.

Real-time Tracking

Track orders, payments & settlements in real time.

Secure & Compliant

PCI-DSS compliant. Secure payments & data protection.

Local Support

We're here to help you sell and grow.

Use cases

Built for everyday African commerce

Whatever you sell, Avyo adapts to how your business already runs on WhatsApp.

Retail Shops

Fashion, cosmetics, electronics, groceries, and household goods.

Restaurants & Food Vendors

Menus, orders, payments, and delivery coordination.

Pharmacies & Health Retail

Product inquiry, availability, confirmation, and payment.

Agro Dealers

Inputs, farmer orders, campaign offers, and stock visibility.

Service Businesses

Bookings, quotations, invoices, and customer follow-up.

Be first to sell smarter on WhatsApp

Avyo is launching soon in Rwanda. Join the waitlist for early access — and we'll personally help you get set up and selling.

  • Early access before we open to everyone
  • Get paid instantly to your own MoMo account
  • Free to join — no card, no commitment

You're on the list! 🎉

We'll email you the moment early access opens.

Reserve your spot

We'll email you the moment early access opens.

No spam — we'll only email you about early access.